How to invest your savings without risk

 Have you saved up some money and don't want to leave it in your bank account? Basically you don't know how to invest your savings and, above all, are you afraid of risks?

Today we will tackle this topic trying to understand what could be the occasions where to invest in savings and more generally (as far as possible) how to invest the savings without risk.

It being understood that there are no risk-free investments , it is clear that there are more risky investments and others that are less risky. Where to invest your savings? Let's see it in this article, but obviously we assume that the decision on where and how to invest your savings is personal.

How to invest or where to invest?

The first question you need to ask yourself is how to invest your savings and not where . In fact, once you have answered the first question you can move on to the next.

Why is it important to know how to invest your savings?

Each investor has a different degree of risk , there is the high-risk investor who prefers to try to earn a lot of money, even if there is the possibility of losing the entire capital invested.

On the other hand, there are investors who are not interested in stellar returns, but are satisfied that savings increase year after year even with reduced percentages.

Which investor are you? In the meantime, start from this question and try to give you an answer, remember that as we anticipated at the beginning of the article, the choice is completely personal.

How to invest your savings without risk

Investing your savings without risk is a question you shouldn't ask yourself, in fact there are no zero risk investments . A risk, albeit minimal and sometimes very low, always exists.

The least risky markets are different, among them we can list:

• bonds ;
• air;
• silver.

Bonds, especially government bonds , are debt securities. Government bonds from solid countries are considered safer than many other assets. These include German government bonds.

The problem? The yield is not only low, but sometimes it is also zero. In fact, the more risky an asset is, the less it pays, it is the law of the market.

Gold is considered the quintessential safe haven asset. What is a safe haven asset?

A safe haven asset tends to grow in value in times of geopolitical and economic crisis.

The price of gold in fact often tends to rise in those moments and is usually in contrast with the stock market.

It is no coincidence that the demand for gold (physical or in the form of instrument products) increases in times of economic crisis. For example, central banks increased their gold reserves in 2019 during the trade crisis between China and the United States of America.

Invest today with online trading

Many traders today invest with online trading on assets that can make more.

To try to reduce risk, many investors diversify their portfolios , in this way if a market were to collapse, you would have invested in others that are still growing.

This way you can offset your losses with other gains , which wouldn't happen if you didn't diversify your portfolio.

Among the assets that perform the most we include for example:

• Actions
• Forex
• Investment with CFDs

The return (but also the risk) increases depending on the amount invested and above all on the asset . Among stocks, obviously, there are safer stocks (such as big companies) and less secure stocks, such as stocks of companies with great potential, but not yet established.

Forex is a very liquid market and investors often use leverage (CFDs) to take advantage of the rise and fall of currency pairs.

More generally, CFDs are tools that make a lot, but at the same time are more risky and accessible to everyone. In fact, thanks to financial leverage it is possible to invest up or down financial assets with small amounts of capital.

Recall that leverage is also a double-edged sword . Not only are the gains expanded, but also the losses, which could lead to the exhaustion of your capital.

How to invest your savings with online trading? To do this you need an online broker who can provide you with this service. If you are interested, we now introduce you to three regulated, trustworthy and legal brokers.

Plus500: broker CFD

Plus500 is a CFD broker that allows you to invest your savings on different markets.

Plus500 is a broker regulated by CySEC , an authorization that is valid throughout the European Union, including Italy. It is therefore an absolutely legal broker.

You can invest on Plus500 on many markets with both upward and downward CFDs . The tool is the same one you use with all the other assets on the Plus500 platform, the maximum leverage allowed for retail traders is 30: 1, as required by ESMA.

Lokasi:

Berbagi :